Cardholder Agreement
The full agreement that governs your Splitit charge card. This is the same document you accepted at signup — always available here.
1. The agreement
[Legal/Compliance to supply: parties, acceptance, definitions — issuing bank, program manager, network.]
2. Your account and cards
[Legal/Compliance to supply: account terms, virtual cards, authorized cardholders and their limits, digital wallet use.]
3. Splits and payments
[Legal/Compliance to supply: how splits work, statement generation and due dates, AutoPay, payment application order.]
4. Fees and charges
[Legal/Compliance to supply: fee schedule; monthly simple-interest split fee charged for the length of the plan; late/returned-payment treatment.]
5. Billing rights
[Legal/Compliance to supply: statutory billing-error rights notice — regulatory wording, do not paraphrase. Note: "billing" here is the regulatory term of art and is intentionally retained.]
6. E-sign consent
[Legal/Compliance to supply: consent to electronic records and signatures, withdrawal, hardware/software requirements.]
7. Reporting, default, and closure
[Legal/Compliance to supply: credit reporting, default, account closure, governing law, arbitration.]
Questions about this agreement? Contact support — we don't paraphrase legal terms in chat.