Once a year · yours until Dec 31, 2026
One split a year, with no fee
Split any purchase up to $100 into 3 monthly payments and pay $0 in fees. Every other split costs a monthly fee for the length of the plan — this one doesn't.
Purchase up to$100.00
Split into3 monthly payments
Fee$0.00
You'd normally pay$4.50
Purchases you can use it on
Only purchases of $100 or less qualify. Your Walmart ($125.56) and Target ($188.20) purchases are over the limit — you can still split those for the usual fee.
Nothing expires until Dec 31. If you don't use it this year, you get a new one in January.
Used Mar 4, 2026
You've used this year's free split
You saved $4.05 in fees on a $90.00 REI purchase. Your next free split arrives Jan 1, 2027.
Used onREI · $90.00
Fee you skipped$4.05
Next free splitJan 1, 2027
You can still split any purchase — every plan shows its fee before you confirm.